The post Charles Hoskinson Confirms XRP Integration and Midnight Airdrop for Holders appeared first on Coinpedia Fintech News
In a recent “Ask Me Anything” session on YouTube, Cardano founder Charles Hoskinson 
Charles Hoskinson
Charles Hoskinson is an American entrepreneur and blockchain visionary. He co-founded IOHK, and Cardano (ADA), a blockchain project. He also co-founded the Ethereum blockchain platform.
With the help of Cardano’s proof-of-stake (PoS) blockchain, Charles weighs on scalability, security, and interoperability to facilitate enterprise blockchain adoption. He directs research in Web3, cryptocurrency innovation, and decentralized governance through IOHK.
Quick Facts
Full Name
Charles Hoskinson
Birth
05-11-1987 in Hawaii, United States
Nationality
American
Education
University of Colorado Boulder, Metropolitan State University of Denver
Marital Status
Unmarried as of 2025
Net Worth
Estimated around $700 million
Charles Hoskinson's work in cryptography, digital assets, and blockchain promotion has recognized him in the crypto. His efforts in developing blockchain have greatly contributed to the advancement of DeFi and blockchain networks globally.
Charles Hoskinson – Professional Career Timeline
2013 – Co-founded Ethereum (ETH), contributing to smart contracts and decentralized applications.
2014 – Left Ethereum over governance disputes and founded IOHK (Input Output Hong Kong).
2015 – Started developing Cardano (ADA), a third-generation blockchain with a proof-of-stake (PoS) model.
2017 – Launched Cardano mainnet, introducing scalable and secure blockchain solutions.
2019 – Led Cardano’s Shelley upgrade, enhancing network decentralization and staking rewards.
2021 – Rolled out Alonzo hard fork, enabling smart contracts and DeFi on Cardano.
2022 – Expanded Web3, governance, and blockchain adoption via Cardano’s Vasil hard fork.
2023 – Advocated financial inclusion and blockchain education in Africa and developing nations.
2024 – Advanced self-sovereign identity and on-chain governance with Cardano’s latest updates.
Present – Continues shaping blockchain innovation, DeFi, and decentralized ecosystems through IOHK.
He has collaborated with various tech experts and blockchain startups. Charles sees decentralized finance as a tool for financial freedom. He also educates crypto beginners through social media sites, conferences, and tech channels.
Useful Links to Connect With Charles Hoskinson
Platform
Link
X (formerly Twitter)
Charles Hoskinson (@IOHK_Charles) / X
LinkedIn profile
Charles Hoskinson – Self-employed | LinkedIn
Cardano Foundation
Cardano Foundation
YouTube profile
https://www.youtube.com/c/charleshoskinson
Chief Executive Officer
dropped major updates on two key partnerships. While talks with Ripple’s XRP team are progressing smoothly, he revealed that the collaboration with Chainlink is taking longer than anticipated.
Hoskinson sounded very positive about Cardano’s work with Ripple. He shared that soon, XRP will be supported in Cardano’s Lace wallet, allowing users to store their XRP safely.
Launched in April 2023, the Lace Wallet started with support for Cardano native assets like ADA but has since evolved into a multi-chain wallet through several updates. This integration will allow users to seamlessly manage XRP alongside ADA and BTC directly from the wallet.
XRP Holders To Be Included In Midnight Airdrop
He confirmed the feature is in development but didn’t specify when it will be rolled out. XRP holders will also be included in the Midnight airdrop, Cardano’s new privacy project. Earlier, he shared that the NIGHT airdrop will reach 37 million users, including XRP holders, across eight blockchains, including Bitcoin, Ethereum, Cardano, and XRP Ledger.
Talking about stablecoins, he mentioned that discussions with RLUSD are ongoing, hinting that Cardano might soon support Ripple’s fiat-backed stablecoin. Hoskinson added that his strong ties with Ripple’s team, especially with CTO David Schwartz
David Schwartz
David Schwartz is a blockchain architect, and cryptographer, and is the Chief Technology Officer (CTO) and Chief Cryptographer at Ripple and a a board member and consultant at PolySign, which provides infrastructure for digital assets.
Quick Facts
Name
David Schwartz
Birth
1970, United States
Nationality
American
Education
Electrical Engineering from the University of Houston, Texas.
Marital status
married to Tracey Schwartz
Net worth
Estimated at $1 billion (to be verified)
He is one of the key architects behind XRP Ledger (XRPL). XRPL is known for its high-speed transactions and low energy consumption compared to Proof-of-Work (PoW) blockchains. Before joining Ripple, Schwartz worked as a software engineer and cryptography expert, contributing to protected messaging and distributed methods.
David Schwartz – Career Highlights
1991 – Developed secure messaging and cryptographic systems for government and private sectors.
2011 – Co-founded OpenCoin, which later became Ripple, focusing on global payments.
2012 – Helped create the XRP Ledger (XRPL), pioneering a fast, scalable, and energy-efficient blockchain.
2018 – Became CTO of Ripple, overseeing technical innovations and blockchain research.
2021-Present – Continues leading Ripple’s expansion in cross-border payments and CBDCs, advocating for blockchain adoption in finance.
He consults startups with strategic planning, smart contracts, and consensus mechanisms. He often speaks at major blockchain seminars and engages with the XRP community.
Useful Links to Connect With David Schwartz
Platform
Link
X (formerly Twitter)
Tweets by JoelKatzhttps://www.linkedin.com/in/david-schwartz-ripple
Ripple Website
https://ripple.com
Youtube
https://www.youtube.com/c/Ripple
Developer/ProgrammerCrypto and Blockchain Expert
is speeding up their collaboration.
He also shared that Flare Network plans to bring its oracle services to Cardano, expanding the partnership beyond Ripple.
Chainlink Delayed Due to Codebase Issues
Coming to Chainlink, Hoskinson noted that things are still friendlier with Chainlink’s founder, Sergey Nazarov, but the partnership has not moved forward yet. Chainlink is working on a new framework for integration, but it has been delayed several times, often by three to six months.
The delays were due to Chainlink’s outdated codebase and complex updates, while noting other oracle options like Pyth Network and Flare.
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FAQs
Cardano is not dead, as it is witnessing major developmental upgrades, which could boost ADA’s price in the near future.
Even the most bullish of Cardano supporters acknowledge that Cardano will only potentially surpass Ethereum within 18 to 20 years.
